I'd wonder why Dumbledore is blocking all these abilities, but that would require him to actually have motives for what he does. Manipulative-Bastard!Dumbledore just likes to mess with people for no reason.

Also, these natural abilities hurt my head almost as much as the titles. I could accept somebody naturally being an animagus, or even having natural occlumency, but Ginny has both and Neville has both, plus legilimancy, elemental magic, and wandless magic. Magic gifts like parseltongue and being a metamorphmagi are supposed to be extremely rare!

Also, why didn't Molly have access to that money? Her brothers were dead, and seemingly without an heir, since Molly was claiming Ginny as her own child.